Mubende Employees and Community Sacco Ltd
Our Vision
A financially sound and sustainable sacco , serving to uplift the social and economical well being of its members.
Read MoreOur Mission
To timely meet the financial needs of members through the provision of safe, secure and cheaper financial services.
Read MoreCore Values
Self reliance, Excellence, Reliability, Involving, Openness, Unity, Smartness.
Read MoreOur Story
Providing Financial Freedom
For Over Two Decades
Mubende Employees and Community Sacco Ltd was established in 1999 as MECOSA, with a single, clear objective: to empower communities to build their own financial futures.
Registered as RCS 6323 by the Registrar of Cooperative Societies, we are a member-owned financial cooperative dedicated to providing affordable and sustainable financial services.
With over 20 years of experience, we have grown to serve thousands of members across multiple districts, offering a range of savings and loan products designed to meet diverse financial needs.
Mubende Employees and Community Sacco Ltd Board
Serving Since 2003
Established 1999
Founded by Mubende District employees in 1999 to build a cooperative saving and credit support system.
Registered 6682
Fully registered under the Cooperative Societies Statute of 1991 to guarantee formal standards.
Greater Mubende
Serving Mubende, Kassanda, Mityana, Kakumiro, Kiboga, and Kyegegwa districts.
5K Members
Over 5,000 active members both in public service and the community.
Why Choose Us
We are more than just a SACCO
We are a trusted partner committed to your financial growth and success.
We act with Integrity
You can rely on us to handle your finances with honesty, and strong ethical standards.
We practice Transparency
Every transaction and decision is open and accountable, giving you confidence.
We value Your Time
Fast approvals and efficient service. We respect your time.
Customer Care
We prioritize the needs and satisfaction of our members.
MESAFO
Mubende Employees and Community SACCO Foundation
MESAFO is a Non-Profit Organisation established under Mubende Employees and Community Sacco Ltd (MECOSA) to provide Corporate Social Responsibility activities that uplift the social and economic well-being of our members and the communities we serve.
Donations
Supporting communities in need
Capacity Building
Skills & knowledge development
Economic Empowerment
Building financial independence
Community Outreach
CSR activities for our members
MESAFO
Mubende Employees and Community SACCO Foundation
A Non-Profit Organisation dedicated to corporate social responsibility, community development, and the welfare of MECOSA members and the greater Mubende community.
What We Offer
Our Products & Services
Mubende Employees and Community Sacco Ltd provides a comprehensive range of financial and community services.
Share Account
Build ownership in the SACCO through affordable share purchases and earn annual dividends.
Learn More →Free Savings
Flexible everyday savings with no fixed deposit schedule. Save at your own pace.
Learn More →Group Savings
Save together as a group and access collective financial benefits and loan facilities.
Learn More →Fixed Savings
Lock in your savings for a fixed period and enjoy higher interest rates on your deposits.
Learn More →Young Dreamers
A savings product designed for young people to start building their financial future early.
Learn More →Loan Products
Access affordable loans for trade, housing, school fees, emergencies, asset acquisition, and more.
View All Loans →MTN & Airtel Merchant Payment
Make convenient payments and transactions via MTN Mobile Money and Airtel Money.
Learn More →Capacity Building
Financial literacy training, entrepreneurship skills, and capacity development for members.
Learn More →Donations & Economic Empowerment
Community outreach through donations and economic empowerment programs via MESAFO.
Learn More →MECOSA Merchant Pay Services
Accept and make payments seamlessly through our merchant payment platform. Available on both MTN Mobile Money and Airtel Money for instant, secure transactions.
Merchant Pay
Accept payments from members and customers via mobile money platforms
Savings & Loan Estimator
Estimate your savings growth or plan your loan repayment options instantly.
Savings Projection
Repayment Breakdown
Our Products
Key Saving Products
Mubende Employees and Community Sacco Ltd provides a variety of savings and account services designed to meet the different financial needs of its members, groups, and institutions.
No services available at the moment. Please check back later.
Mobile Banking
M-SACCO Service at Mubende Employees and Community Sacco Ltd
M-SACCO is a mobile banking service that allows members of Mubende Employees and Community Sacco Ltd to access selected SACCO services using their mobile phones.
Mobile Banking
Stay Updated
News and Event
Stay Updated with Our Latest News
Frequently Asked Questions
Find answers to common questions about Mubende Employees and Community Sacco Ltd and our services.
No FAQs available at the moment.
Our Partners
Ready to Join Mubende Employees and Community Sacco Ltd?
Start your journey towards financial freedom today.
+256774058947 Become a Member