Mon–Fri 08:00–5:00PM

Mubende Employees and Community Sacco Ltd now brings you MECOSA Merchant Payment, a simple and secure mobile service that lets members carry out SACCO transactions with ease using their mobile phones.

MECOSA Merchant Payment

Mobile banking made simple for every member

What You Can Do with MECOSA Merchant Payment

Deposit/Savings

Deposit directly into your SACCO account using mobile money.

Loan Repayment

Repay loans from anywhere without traveling to the SACCO office.

Check Balance

Check your account balance instantly at any time.

Transfer Funds

Transfer between your SACCO account and mobile money.

Why You Should Use M-SACCO

Saves Transport Costs

For members traveling from Nabingoola, Kigando, Mubende and other distant areas.

Saves Time

No more queuing at the SACCO office.

Safe and Secure

Approved by Microfinance Support Centre and mobile network operators.

Available 24/7

Even on weekends and public holidays.

Convenient

Perfect for busy members like farmers, business people, and civil servants.

How to Use MECOSA Merchant Payment

  1. Visit Mubende Employees and Community Sacco Ltd office with your National ID, registered mobile number (MTN/Airtel), and SACCO account details.
  2. For MTN, dial *165*4*4# and pay using MECOSALTD as the merchant name, then reference your name.
  3. For Airtel, dial *185*9# with ID 4405074 and reference your name.
  4. The staff will help you activate your service and guide you through the first transaction.
Become Member Today

Membership Requirements

Free Savings Account

  • - UGX 30,000 for account opening
  • - Passport size photograph and National ID copy
  • - LC1 recommendation letter
  • - Ideal for steady, everyday savings

Young Dreamers Account

  • - UGX 20,000 for account opening
  • - Passport size photographs
  • - For children below 18 years
  • - Managed by parent or guardian

Institutional Membership

  • - UGX 50,000 for account opening
  • - Copy of registration certificate
  • - Minutes for account opening
  • - List of members and executive
  • - Passport photos and ID copies for chairperson, secretary and treasurer